Frequently Asked Questions

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Temple Alliance is an independent financial services firm based in Rondebosch, Cape Town. We offer wealth management, retirement planning, estate planning, will drafting, antenuptial contracts, medical aid advisory, and holistic financial planning to individuals, families, and business owners across the Western Cape. 

Yes. Temple Alliance (Pty) Ltd is registered with the FSCA as an authorised Financial Services Provider. Our FSP number is 45325. You can verify this at fsca.co.za. 

Bank-tied advisers are limited to the products their employer offers. As an independent firm, Temple Alliance has no allegiance to any single provider — we access the full market and recommend only what genuinely fits your situation. 

 Absolutely. Your initial consultation is offered at no cost — not as a discount, but as an introduction to the level of strategic financial insight our clients expect. 

Our advisory fee is 0.6%, reflecting the depth of expertise, strategic oversight, and ongoing wealth management we provide. 

As early as possible. That said, it's never too late — even if you're a few years out, the right strategy makes a meaningful difference. 

Without a valid will, your estate is distributed according to the Intestate Succession Act — which may not reflect your wishes. A will ensures your assets reach the right people and significantly reduces the time and cost of winding up your estate. 

An antenuptial contract determines how your assets and liabilities are treated during marriage and in the event of divorce or death. Many couples see it as a romantic step — a way to begin their life together with honesty, intention, and a clear plan for how they’ll protect one another, no matter what the future holds. We draft ANCs in-house — contact us before your wedding date, as it must be signed before the ceremony. 

Yes. We compare options across leading providers and guide you toward the plan that best fits your life stage, health needs, and long‑term financial strategy. This service is included with no addition to your monthly premium — it’s part of the expertise our clients rely on.